I got this Kevin Blaum the other day. For the most part it told me things I already knew. The one thing that interested me was a web site that the mailer said would get you off the pre-approved list that would stop all the credit card offers. When I went on it it was full of Ads for all sort other stuff. It was usual politcal garbage as usual. The best consumer info I can use is how to keep legislators from voting themselves a pay raise in the middle of the night.